Terms of Use

These Terms of Use ("Terms") govern your access to and use of the website located at goldenwealthcapital.com and any related pages, applications, tools, or content (collectively, the "Site") operated by Golden Wealth Capital LLC. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Educational Content Only — Not Personalized Advice

All information published on the Site, including blog posts, articles, financial questions and answers, frameworks, and information about the ORO Financial Decision Engine, is provided for general informational and educational purposes only. Nothing on the Site constitutes individualized investment, tax, legal, accounting, or financial planning advice, nor a recommendation to buy, sell, or hold any security or to adopt any particular financial strategy.

2. No Advisory Relationship

Use of the Site, including completing any assessment, contact form, or interactive tool, does not create an investment advisory, fiduciary, or client relationship between you and Golden Wealth Capital. An advisory relationship is established only by entering into a written engagement agreement signed by both you and Golden Wealth Capital.

3. Regulatory Status

Golden Wealth Capital LLC is a registered investment adviser. Registration does not imply any particular level of skill or training. Additional information about Golden Wealth Capital is available on the SEC's Investment Adviser Public Disclosure website.

4. ORO Decision Engine

The ORO Financial Decision Engine ("ORO") is a proprietary, patent-pending decision-support framework used internally by Golden Wealth Capital advisors. ORO is not a substitute for personalized advice, does not execute transactions, and does not guarantee any particular financial outcome.

5. Intellectual Property

All content on the Site — including text, graphics, logos, the Golden Wealth Capital and ORO names and marks, design elements, frameworks, and software — is owned by or licensed to Golden Wealth Capital.

9. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated by reference into these Terms.

15. Contact

Questions about these Terms? Contact us at pam@goldenwealthcapital.com or at the address above.