Equity Compensation Planning for RSUs, ISOs, and ESPPs
Evaluate vesting, exercise, sale, liquidity, concentration, and tax considerations before an equity decision is due.
Plan Around the Dates and Decisions That Matter
Company stock can be a meaningful source of potential wealth that can also create concentration, tax, and timing decisions.
GWC inventories grant terms, vesting and expiration dates, trading windows, cost basis, liquidity needs, and current exposure. We then compare hold, sell, exercise, and diversification scenarios so the plan does not become heavily concentrated in one company's performance, with tax outcomes reviewed by a qualified tax professional.
Financial decisions we help connect.
RSU Vesting Strategies
Evaluating the choices, tradeoffs, and tax considerations that may arise when shares vest.
ESPP Evaluation
Evaluating the potential benefit, cash-flow demand, tax treatment, and concentration risk of an Employee Stock Purchase Plan.
Concentration Risk Management
Evaluating diversification timing, tax tradeoffs, and portfolio risk, with tax outcomes reviewed by a qualified tax professional.
Stock Option Decisions
Comparing exercise timing, cash needs, expiration dates, and potential alternative minimum tax exposure with qualified tax professionals.
Liquidity & Trading Windows
Planning around available liquidity, company trading windows, and any employer or securities-law restrictions.
Pre-IPO Planning
Stress-testing assumptions before a liquidity event and avoiding a plan that depends on uncertain future value.
Explore Related Areas
Clear answers to complex questions.
We believe in open-sourcing our expertise. Read our deep-dive answers to the questions we hear most often.
Browse all Financial Questions
- What should I do with RSUs after vesting?
- How do RSUs affect taxes?
- How do I build a diversified portfolio?
- How much should I invest versus keep liquid?
Related insights and guides
See the tradeoffs before you act.
We organize the relevant cash flow, accounts, compensation, tax assumptions, timelines, and goals; compare practical scenarios; and sequence the decisions that affect one another. When tax or legal advice is needed, we help carry the financial-planning context to the qualified professionals responsible for that work.
GWC may be a fit if
- A compensation, equity, business, career, or family decision will affect several parts of your plan.
- You want to compare scenarios before committing cash, selling an asset, or changing course.
- You value a fee-only fiduciary relationship and direct financial-planning guidance.
- You want priorities, assumptions, and next steps documented so related decisions happen in the right order.
Facing an upcoming vest, exercise, or sale?
Use the Clarity Assessment to identify the grant dates, liquidity needs, concentration, and tax questions that may need attention first. The assessment helps organize a first conversation; it does not provide individualized financial advice.
Golden Wealth Capital is a registered investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.