Pam created Golden Wealth Capital as a holistic FEE-ONLY financial planning firm based in Sacramento, CA because she wants people to have the choice to hire an advisor that they can relate to.
We all grow up with different financial beliefs. As we get older, we tend to double down on those beliefs whether they are beneficial or not. The story we tell ourselves about money can actually hold us back a lot of the time. In order for us to be able to undo negative beliefs and create new money habits and new money patterns, we must feel safe and have someone to help us and hold us accountable.
Our founder is uniquely positioned to help our clients unlock their money blocks and tap into their fullest potential. Pam comes from very humble beginnings. She didn't grow up with a computer, she had to walk to the library during high school to access the internet and complete her homework assignments. She worked full-time and attended college full-time to afford an education. She understands hard work, determination and perseverance.
Today, Pam uses all of the mental toughness she had to cultivate as well as the passion and understanding that not everyone was born with to help others make the "best financial decisions". She utilizes these combined skillsets to help her clients navigate sudden wealth, responsible wealth management and creative strategies that create sustainable lifestyles.
The goal is to create a legacy and to enjoy life to the fullest. We have seen every form of financial advising, and we understand that the financial industry has done a great disservice to those it is supposed to be “serving”. We acknowledge that some clients have the right to be jaded and skeptical.
Our promise at Golden Wealth Capital, is to guide you and show you that not only can you fulfill your dreams, but you can also actually make a big impact in your lifetime!
Using a Financial Advisor frees you up and gives you the peace of mind to focus on the things that matter the most to you. Things like; your family, your friends, your business, your hobbies, your passions, your animals, your community. Whatever it is that makes you feel alive.
At the end of our lifetimes, we will not be able to take anything with us, but we will leave a legacy- How will you choose to use your time, energy and resources to build your legacy?
Meet our experts
Pamela Rodriguez CFP®️
Founder & CEO
With over 15 years in the industry, across banking, wealth management, and retirement planning, with a career spanning Wells Fargo, Merrill Lynch, Principal Financial Group, and ultimately the founding of her own registered investment advisory firm. A Certified Financial Planner® professional with advanced training from the University of Chicago Booth, she combines institutional expertise with a deeply personal, relationship-driven approach to advising. Pam has led regional retirement strategy, built and scaled successful advisory practices, and is widely recognized for her commitment to financial education and community leadership. Today, she serves clients through Golden Wealth Capital with a mission rooted in clarity, trust, and long-term financial empowerment.
Pam is the proudest mama to her 2 little girls, London and Luna. You can catch them at the Midtown Farmer's Market on Saturdays, and running around town after work!
William Howarth
Market Wiz
Bill brings 42 years of institutional-level investment expertise to Golden Wealth Capital, joining the firm after senior roles across credit, fixed income, and equity research. He has led portfolio management and in-depth fundamental analysis for some of the industry’s most respected firms, helping manage and grow billions in client assets for institutional and high-net-worth investors. Bill’s experience spans corporate credit, high-yield and investment-grade bonds, sector rotation, and sophisticated portfolio construction, including building strategies that scaled to over $400 million in AUM. Recognized with a Lipper Award for top performance, Bill combines rigorous analysis with real-world market insight to deliver disciplined, high-conviction investment strategies for clients.
Ruben Velazquez
Engineer > Real Estate Investor
Ruben spent the majority of his career as a mechanical engineer working for Boeing and has taken his passion for personal finances and real estate to the next level as a full-time real estate investor. He officially retired at the age of 38 through the use of his real estate portfolio income and tax strategies that he is excited to share with our clients. He is working towards his CFP® designation and he primarily works with our clients on the real estate side of things. When he is not crunching numbers and checking on his properties, he is traveling looking for more deals!
Kourtnie Weathers
Client Service Associate
Kourtnie is our Client Service Associate who brings a strong background in healthcare medical billing, where she developed a high level of attention to detail, accuracy, and client-focused care. Her experience managing complex accounts and supporting clients with professionalism translates seamlessly into providing reliable, thoughtful service. Kourtnie is also a proud mother of two boys, ages 13 and 7, and understands the importance of organization, efficiency, and clear communication. She is dedicated to helping ensure smooth day-to-day operations and is committed to making every client interaction as seamless and positive as possible.She looks forward to supporting clients and assisting with any questions or needs that arise.
